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Car insurance

Same-day turnaround for claims
Manage your policy via our app
Get up to 25% of your premiums back in cash (optional)

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Our expert consultants will get in touch with you very shortly with a tailored insurance plan and to help you out with any questions.

*Non-comprehensive cover. Risk profile dependent and subject to annual reviews. T’s&C’s apply.

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Car Insurance

Why you need Dialdirect car insurance

 

Finding the perfect car insurance can feel like a daunting task. At Dialdirect, we believe you should have the freedom to customize your coverage to suit your unique needs. With a wide range of options available, you can rest assured that we have a policy tailored to your car and lifestyle. Explore our offerings below and discover the best car insurance solution for you.

Honoured as a Top 3 Insurer in the Short-Term Insurance Industry in the prestigious Ask Afrika Orange Index® Benchmark

 

This esteemed benchmark, renowned for its comprehensive assessment of customer satisfaction, emotional connection, and loyalty, surveyed over 48 000 clients and we are honoured to be ranked as Top 3 Insurer in the Short-Term Insurance Industry! This achievement is a testament to our dedication to delivering outstanding service to our valued customers.

Get cash back with Dialdirect*

74 789
customers received their Payback
Bonus over the last 10 years
+R689 million
paid out to customers in Payback
Bonus over the last 10 years

*With Dialdirect’s innovative Payback Bonus, for every four years that you are claims-free and have uninterrupted cover, you receive either your first year's premium back in cash or 25% of the value of your 4 years worth of premiums, whichever is less. Sign up now and start earning your way to a cash bonus.

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*Payback is optional and at an additional cost. Cover and Payback Terms & Conditions online
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What our customers say

3.82/5 | + 9k Reviews
Average Customer Rating: 3.82/5
Read all reviews

I would like to commend Ikeba from Dial Direct Insurance for her excellent service. She assisted me with changing the addresses for my vehicles, and I was truly impressed by her professionalism and friendly attitude throughout the process. She took the time to explain everything clearly, making sure I understood all the details and updates to my policy. What made the experience even better was that she helped me reduce the monthly premium on my other car, which was a pleasant surprise! It’s rare to come across someone who is both knowledgeable and genuinely helpful. Thank you, Ikeba, for your outstanding service…you truly represent Dial Direct in the best way possible

Christina L - October 06, 2025

Claudine was very helpful during the call and assisted me with warmth and kindness

Veronica V - October 06, 2025

They took the time to ask exactly what I needed

Ayanda S - October 06, 2025

Customer service agent Thabani helped me very quickly, efficiently and was very professional. Would recommend dial direct any time.

Jivaan J - October 06, 2025

I had a beautiful and friendly experience with Leticia. Very professional and patient with. All concerns were dealt with…I’m really grateful for the overall experience

Lindiwe M - October 06, 2025

I received great service from the insurance company today. The response was swift, and all my concerns were dealt with satisfactorily.

Molatelo M - October 03, 2025

I needed to change my residential address. I phoned and was assisted almost immediately by a very professional man. The process was completed quickly and efficiently. This is the device I always get from Dial Direct, hence the 5 stars

Neil L - October 02, 2025

Ive had changes done to my policy, and it was done instantly and with no hassles

Shanaaz S - October 02, 2025

I would like to commend Ikeba from Dial Direct Insurance for her excellent service. She assisted me with changing the addresses for my vehicles, and I was truly impressed by her professionalism and friendly attitude throughout the process. She took the time to explain everything clearly, making sure I understood all the details and updates to my policy. What made the experience even better was that she helped me reduce the monthly premium on my other car, which was a pleasant surprise! It’s rare to come across someone who is both knowledgeable and genuinely helpful. Thank you, Ikeba, for your outstanding service…you truly represent Dial Direct in the best way possible

Christina L - October 06, 2025

Testimonials do not constitute financial advice

Frequently Asked Questions:

Is there such a thing as cheap car insurance?

Yes, with DialDirect you can get cheap car insurance. We think insurance isn’t just for expensive cars – everyone deserves to have some level of vehicle cover. But whether you need Comprehensive Car Cover or a cheeky little Dialdirect bundles policy, we’ll make sure you have cover that fits your budget.

Which insurance cover is best for a car?

Choose a car insurance policy that works for you. Take a look at the different options and figure out how much cover you need for your car relative to your budget and your lifestyle.

How do I lower my car insurance premiums?

There are many ways to lower your premiums.  Here are a few of our budget-friendly tips:

  • Inscreasing your excess can lower your car insurance premiums.
  • Switching to non-comprehensive cover based on your need and your budget.
  • Speak to one of our consultants about insuring your car for a lower value, because you don't want to be over- or underinsured.

Get a Car Insurance quote.

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