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Car insurance

Same-day turnaround for claims
Manage your policy via our app
Get up to 25% of your premiums back in cash (optional)

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Our expert consultants will get in touch with you very shortly with a tailored insurance plan and to help you out with any questions.

*Non-comprehensive cover. Risk profile dependent and subject to annual reviews. T’s&C’s apply.

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Car Insurance

Why you need Dialdirect car insurance

 

Finding the perfect car insurance can feel like a daunting task. At Dialdirect, we believe you should have the freedom to customize your coverage to suit your unique needs. With a wide range of options available, you can rest assured that we have a policy tailored to your car and lifestyle. Explore our offerings below and discover the best car insurance solution for you.

Honoured as a Top 3 Insurer in the Short-Term Insurance Industry in the prestigious Ask Afrika Orange Index® Benchmark

 

This esteemed benchmark, renowned for its comprehensive assessment of customer satisfaction, emotional connection, and loyalty, surveyed over 48 000 clients and we are honoured to be ranked as Top 3 Insurer in the Short-Term Insurance Industry! This achievement is a testament to our dedication to delivering outstanding service to our valued customers.

Get cash back with Dialdirect*

74 789
customers received their Payback
Bonus over the last 10 years
+R689 million
paid out to customers in Payback
Bonus over the last 10 years

*With Dialdirect’s innovative Payback Bonus, for every four years that you are claims-free and have uninterrupted cover, you receive either your first year's premium back in cash or 25% of the value of your 4 years worth of premiums, whichever is less. Sign up now and start earning your way to a cash bonus.

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*Payback is optional and at an additional cost. Cover and Payback Terms & Conditions online
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What our customers say

3.82/5 | + 10k Reviews
Average Customer Rating: 3.82/5
Read all reviews

I was assisted by Sibusiso Mashele he was so kind to me👌🏽👌🏽

Andiswa A - May 08, 2026

Dial direct has never given me reasons not to pay the claim,and the service I get is always top notch

Mmalekgotla M - May 08, 2026

Ever since I join this dial direct everything was 👌 and I would also recommend it to someone if they ask about it. Let me go back in short: During my claim last year the insurance didn’t waste time they worked on my claim in a wink of eye my claim was approved and paid out and the vehicle was fixed. Dial direct keep it up doing the great job 👏

Mpho M - May 08, 2026

The service I got from the precious call was super excellent

Phindile D - May 08, 2026

I was assisted by Gerrith Goodgall, very helpful, clear, professional, pleasant my records was updated in no time..while on the phone he send me an email..on which I rep**** with a copy of the tracking device details..

Jerome J - May 08, 2026

Good service Thairall Steelman on adjusting policy down thank you

Lucy L - May 08, 2026

I’d like to compliment Dialdirect on their excellent tyre and rim cover service. All my claims have always been approved smoothly without any issues, and they understand the urgency of driving with damaged tyres or rims.<br /> <br /> Special thanks to Musa Nkosi for the great service and consistent updates throughout the claim process without me needing to follow up. Much appreciated.

Charles M - May 08, 2026

Service was very friendly, professional and efficient. Thelin went out of his way to assist me and my request

Tina T - May 07, 2026

Great service from Azad Hartheem very easy to speak to and very helpfull

Lauren L - May 07, 2026

Testimonials do not constitute financial advice

Frequently Asked Questions:

Is there such a thing as cheap car insurance?

Yes, with DialDirect you can get cheap car insurance. We think insurance isn’t just for expensive cars – everyone deserves to have some level of vehicle cover. But whether you need Comprehensive Car Cover or a cheeky little Dialdirect bundles policy, we’ll make sure you have cover that fits your budget.

Which insurance cover is best for a car?

Choose a car insurance policy that works for you. Take a look at the different options and figure out how much cover you need for your car relative to your budget and your lifestyle.

How do I lower my car insurance premiums?

There are many ways to lower your premiums.  Here are a few of our budget-friendly tips:

  • Inscreasing your excess can lower your car insurance premiums.
  • Switching to non-comprehensive cover based on your need and your budget.
  • Speak to one of our consultants about insuring your car for a lower value, because you don't want to be over- or underinsured.

Get a Car Insurance quote.

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